Top 5 Things You Shouldn’t Say After a Car Accident
Have you been in a car wreck? If you say certain words or phrases to your insurance company, it can affect your compensation in a big (and bad) way.
If you’re involved in a car accident, here are 5 things NOT to say to insurance companies:
“It was my fault.”One of the biggest mistakes you can make is to immediately admit fault after a car accident. Even though you may feel like you made a mistake, there’s a good chance the other driver did too. There could also be other contributing factors that you don’t know about—failing brakes, other faulty parts, hidden traffic signs, negligence and the list goes on…
I’m not hurt.Injuries aren’t always obvious right away, so don’t assume everything is okay. For example, neck and back pain don’t usually surface until a day or two after a car accident. Don’t tell the police, insurance company or anyone else that you are “okay” or “fine” until you’ve been checked by a doctor and given yourself time for the initial shock to wear off.
I think…If you’re not sure about all the details, don’t fill in with possibilities or opinions. It’s okay to say, “I don’t know” or not to answer all the questions if you really don’t have an answer. Just state the facts.
I agree.Insurance companies try to push you to settle as quickly as possible for as little as possible. Don’t agree to a settlement until you feel like you’ve gotten what you deserve. We recommend talking to an experienced personal injury or car accident attorney first.
I don’t have a lawyer.If your insurance company knows you aren’t working with a lawyer, they tend to cut your compensation short and take advantage of your lack of experience. Even if you decide not to work with a lawyer, keep that information to yourself.
It can be difficult to figure out what to say and what not to say after a car accident. In order to navigate the details well, talk to an experienced car accident attorney. They can advocate for you with your insurance company and offer sound advice in order to give you what you deserve.