The Need-To-Know: Getting Into The Deceased’s Safety Deposit Box
While mourning the death of a loved one, nobody wants to also deal with the headache of trying to access their safe deposit box.
The Need-To-Know: Getting Into The Deceased*s Safety Deposit BoxWhile mourning the death of a loved one, nobody wants to also deal with the headache of trying to access their safe deposit box. However, many people make the mistake of leaving documents needed soon after their passing in one. As a result, their loved ones need to figure out how to get into the safe deposit box when they should be dedicating all their energy to mourning. This task is frustrating. After all a safe deposit box is, by design, difficult to gain access to. That*s why it's important to ensure that your loved ones don*t have to go through this struggle.
An Ounce of PreventionEveryone dies, but it's important to do all you can to ease the burden on those that you care about when you pass away. By finding another secure place to store your last will, life insurance papers, the deed for your burial plot and other important documentation you can ensure that your loved ones have quick and easy access to all of them. If someone that you love didn't follow this advice though then there*s no need to worry. It's possible to gain access to their safe deposit box and get the estate planning documents that you need.
Getting AccessIn order to go through the contents of the departed*s safe deposit boxes you'll need a court order from the Surrogate's Court. The good news is that petitioning for such an order is fairly inexpensive and should only set you back $20 for the petition plus $6 for each safe deposit box that will be searched. The contents can then be catalogued and returned to the safe deposit box. The exception are important documents such as a will or life insurance policy which will go to the Surrogate's Court or the beneficiary respectively thus enabling probate to move forward.
Of course you want to do all that you can to spare your loved ones from having to lift a finger in the wake of your passing. That's why you should trust your estate planning to a dedicated, thoughtful legal team such as Morgan Legal Group. We pride ourselves on completeness and will ensure that your estate plan is not only comprehensive but easy for both you and those you care about.