The Crucial First Steps to Take After an Accident Happens on the Job
Here is an example of a case: Shane is a construction worker. One day, he headed out the door to work on a commercial building as he normally did. On this day, the weather was great as he kissed his kids goodbye. When he arrived at work, he checked in, took the necessary safety precautions.
The Crucial First Steps to Take After an Accident Happens on the JobOnly in a few hours into his shift, Shane's leg got trapped underneath heavy machinery. He was quickly transported to the hospital where he had to have surgery to repair three fractures in his leg. Accidents similar to Shane's happen more often than you may realize. If you were seriously in an accident at work like Shane, would you know what to do?
The Crucial First Steps to Take After an Accident Happens on the JobThe first steps immediately following an accident in the workplace are more criticial than many people realize. Many people worry about talking to their boss about the accident. Others fear the reaction of their co-workers to their injuries. Unfortunately because of the chaos of the situation, many accident victims find themselves uncertain of what to do, or where to turn when they get hurt. Here are three critical steps that you must after any accident in the workplace. 1. Notify your employer as soon as possible. You have 30 days to notify your employer thatyou were hurt at work. In Shane's situation, the injury was obvious. In some situations, the injury may take some time to present itself. For example, if you experience head trauma or soft tissue damage, symptoms may not appear for days, or weeks. If you believe that your workplace accident may have been serious enough to cause injury, it is important to let you boss know -even if your symptoms have not yet appeared. Telling your employer about your accident does a few things. First, it protects anyone else from getting into the same type of accident as you experienced. Second, it lets your employer know that you were hurt at work and may need workers' compensation to cover the costs of your injury. If you wait too long, you could risk losing the workers' compensation coverage to which you are entitled. As soon as you tell your employer about your injury, they must file a claim with thier insurance company and start the process to get your costs covered and paid for so that you can focus on healing. 2. Seek medical attention right away. Getting medical help right away is also critical. Although you may feel as though you only get a few bumps and bruises initially, you may be surprised as the hidden injuries that can appear hours, days, or weeks later. Getting medical attention right away allows you to be checked by a doctor. This doctor must be one of the approved doctors for worker's compensation as chosen by your employer. You can find the names and contact information for these doctors wherever your employer posts their notification of compliance and State Board of Worker's Compensation Bill of Rights for the Injured Worker. Seeing the right doctor is crucial to the outcome of your claim. If you cannot find this list, ask your employer. Then, talk to others about their experience with the doctors available to you. This will give you the best idea of what you can expect in terms of quality treatment from the medical profssionals you have available to you. 3. Contact a Workers' Compensation Attorney to Protect your rights. Worker's compensation laws may seem clear at first. Your employer automatically has to accept liabiility for the accident. There is nothing to prove in terms of who was at fault. And, their insurance covers your medical costs and other damages. But what many employees do not realize is that insurance companies that pay out the settlement in your worker's compensation case do not have your best interest in mind. When you file a workers' compensation claim, having a skilled attorney to represent you is critical to the outcome of your case. The insurance company's only job is to pay you as little as possible. To do this, they frequently use tricks that can cost you. Watching out for these insurance company tricks may not be as easy as you think. Small mistesps can costs you and your famiily a fortune in compensation. By assessing representation from a worker's compensation attorney as soon as possible after your accident, you ensure that you do not fall into the insurance company traps. With help from an attorney experience in worker's compensation law, you can use this experience in your favor to guide you throughout the entire process. With help from someone skilled in this type of claim, you can be confident that you will get the best outcome possible for your situation. After these three critical steps, you may quickly realize that a worker's compensation case is far more complicated than it initially appears. This can alert you to a number of questions when it comes to filing your claim.