Ten Steps you should take to protect yourself immediately after a car accident
After you get into a car accident, you should take these ten steps to protect yourself immediately after an accident occurs.
Actions Steps 1-51. You should obviously first make sure you and all of the occupants of the vehicle have not been injured. Even a minor accident can cause serious injuries. Anyone who is injured should not move until help arrives.
2. NEVER leave the scene of an accident until you have exchanged information and if necessary talked to the authorities. It is a crime to leave the scene of an accident in New York, when someone is injured.
3. If someone was injured and/or there is significant property damage call 911 immediately. Even if there were no injuries, the police will generate a police report which will assist you later down the road with property damage.
4. NEVER come to agreement with the other drivers at the scene of an accident if there are injuries and/or property damage. You should ALWAYS call the police in this situation. Drivers often change their description of how the accident occurred in this scenario to avoid culpability.
5. If the accident is minor, move your car out of the way of traffic. Remove your key from the ignition and turn on the hazard flashers.
Action Steps 6-106. Stand a safe distance away from the road and the vehicles while you wait for help.
7. Obtain the name, address, phone number, driver's license number, plate number and insurance company information of any other drivers involved in the accident along with any witness information.
8. Limit your conversation to the driver of any other vehicles involved regarding how the accident occurred. After an accident, you are not thinking clearly and your statements to another driver may be used against you at a later time.
9. If possible, take pictures at the scene of the accident. You should take pictures of the offending vehicle, damage to all vehicles involved and the area surrounding the accident to show skid marks or other evidence of what happened.
10. Contact your insurer right away and report the accident.