Timing is very important in deciding whether to settle a work injury claim. Insurance companies often offer settlements too early. How soon is too soon? If your medical treatment is ongoing, it's probably too soon. You should wait until your treatment is complete and your doctor has determined that any resulting injury is not going to improve. If you settle too early, you can lose all rights to additional medical benefits, which you may need.
Don't settle too low
You can almost always get some sort of settlement for your workers' compensation injury, even if the injury is minor. Just because the insurance company says your case is closed or that there will be no settlement offer, does not mean it's true. Unless the statute of limitations has run (you're beyond the deadline), an attorney can help you re-open your case.
Don't settle on your own
You have a better chance at getting more money in settlement if you are represented by an attorney. The insurance company is not your friend. It's in their best interest to settle your claim early and for as little money as possible. If you have a workers' comp injury or claim, find an attorney to look out for you. Even if you've been offered a settlement, it's not too late to get help.
Additional resources provided by the author
If you need help with your Illinois workers' compensation settlement, give us a call. We have a network of experienced work injury attorneys throughout the state, in Peoria, Chicago, Waukegan and beyond.
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