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Personal injury and insurance companies

Your guide to the insurance process

If you've been injured due to another person's negligence and you plan to file an insurance claim for compensation, you hold the key to getting a fair settlement. Your interactions with the insurance company have a major influence on the size of the settlement check you receive. In part 2 of our 3-part series, our legal professionals will help you navigate the insurance process related to a personal injury case.

Insurance claims for personal injury

The insurance company's goal is to minimize the amount of your claim. However, if you arm yourself with knowledge about how insurance companies work, you can help ensure a fair settlement.

Damages you are entitled to recover in a claim

Learn about the 3 main types of damages that can be recovered from a personal injury claim.

Working with your insurance company after an injury

Knowing what insurance agents are thinking when they review your claim can work to your advantage.

How to negotiate an insurance settlement for your injury

Know what to expect before, during and after your conversation with an insurance adjuster.

Settlement demand letters: how to make them more persuasive

One way to bolster your claim is by writing a compelling demand letter. Here's how to do it.

Health insurance and personal injury: how they affect each other

5 ways that your health insurance provider can affect your personal injury claim.

How to represent yourself in an injury claim

The types of cases in which it might make sense to represent yourself, and how to do it effectively.

What others are asking

Can insurance companies backflip on agreed injury payment?

Can a person sue after settling with an insurance company?

How much room do insurance adjusters have in negotiating settlement amounts?

If I handle a personal injury claim on my own, am I less likely to get a large settlement?

What can I expect from my insurance company (medical bills, etc.)?**

How much is your claim worth?

Seven main factors -- ranging from your age to your income status -- go into establishing a monetary value on a personal injury claim. Find out what they are, so you'll know what to expect.

Get claim worth

Explore other personal injury survival guides:

Chapter 1: What to do if you are injured

Chapter 3: How to determine if you have a personal injury legal case

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Sign up to receive a 3-part series of useful information and advice about personal injury law.

Recommended articles about Personal injury

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