Choosing Your Own Doctor for a Michigan Workers Comp Claim
When you are injured on the job, Michigan workers' compensation provides substantial benefits to employees. One of the most important is access to quality medical care.
Medical care includes hospital visits, surgery, appointments with doctors, physical therapy, prescription medication, dental care, prosthetics, eyeglasses, hearing aids, wheelchairs, and other devices or appliances necessary to relieve the effects of a work injury. An insurance company must provide whatever medical care is required provided it is both reasonable and necessary.
Medical treatment under workers compensation
The majority of people who are hurt at work are sent to industrial clinics. A referral to an outside specialist may occur if the injury is more serious. These medical providers are selected by your employer or its insurance company. Sometimes it’s even a company employed doctor. Insurance companies like to choose your medical providers because it gives them more control over costs and work restrictions. Many of these providers receive a large portion of their business from insurance companies and a conflict of interest may arise.
Our experience shows that you get better medical care when you choose your own medical providers. Many of our clients are initially diagnosed with strains and sprains when their injuries are actually more severe. Proper treatment is often delayed until they see their own physician. Additionally, you will need a doctor on your side if treatment is ever disputed by the insurance company.
Your right to choose your own doctor after 28 days
You can select your own doctor after 28 days from the start of medical care. All you need to do is tell the insurance company in writing the name of your doctor and intention to treat.