Written by attorney Michael L Saile Jr

NJ Verbal Threshold Auto Insurance May Ground Your Personal Injury Case

New Jersey personal injury lawyer, Michael L. Saile, Jr., explains the meaning of verbal threshold auto insurance in New Jersey. When you purchased your NJ auto insurance, you had the choice between verbal threshold/limitation on lawsuit and no threshold/no limitation on lawsuit.

Most New Jersey drivers do not know that they inadvertently chose verbal threshold insurance. This is because in NJ a driver choosing an auto insurance policy automatically starts with a verbal threshold/limitation on lawsuit policy unless he or she opts into a more expensive no threshold policy.

In order to recover pain and suffering damages with a verbal threshold auto insurance policy you need to have a serious type of injury. Many of our clients are in pain everyday and cannot recover a dime because NJ courts do not deem their personal injuries “serious".

The New Jersey personal injury attorneys at Saile & Saile LLP always recommend that you do not sacrifice. Purchase only ZERO THRESHOLD/NO LIMITATION ON LAWSUIT auto insurance.

To learn more about NJ auto insurance, contact the New Jersey accident attorneys at or or We offer free consultations and we strive to deliver the best customer service in the legal industry.

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