Never do these three things after your accident
What you do, or in this case do not do, immediately after your accident can have a significant impact upon the value of your case. Below are three things that you should never do after you have been injured in an accident. If you do these things your case value could be greatly reduced!
Tell the police officer you are fine and refuse to go to the hospital in an ambulanceif you have been injured, or if you are not feeling well, as a result of some type of motor vehicle accident one of the things the police officer will ask you is are you okay. If you are not feeling well, if you are in pain, if you feel out of sorts, or you are experiencing any type of discomfort, you should insist upon being taken to the closest hospital by ambulance. It is very important that you get checked out at the hospital to determine what is wrong with you. In many cases, an injured party will want to go home as soon as possible and will tell the police officer that they are fine at the accident scene and will refuse medical attention.
Insurance adjusters, representing the person that caused the accident, will want to point out that you did not tell the police officer at the scene that you were injured or that you refused medical attention and went home. The insurance adjuster will try to imply that you were not injured as a result of the accident or that you are attempting to state you were injured when you are really not.
It is always advisable that you get taken by ambulance to the hospital so you can determine the nature and extent of your injuries and receive instructions as to what type of medical care you need to receive at you leave the hospital. If you tell the police officer that you were fine and you refuse to go to the hospital in an ambulance then you run the risk of reducing the value of your case because of the complications that this might create.
Tell the ER doctors or your treating physicians that you are fine when in fact you are notIt is human nature not to complain. So if you are going to be seen in the emergency room of the hospital or you are going to receive care from a doctor or other healthcare professional who asks you how you are feeling you should never answer fine when in fact you are having restrictions, pain, or other complications as a result of your accident. People often want to downplay their complaints and might otherwise state that things could be worse and they might not properly delineate all of the accident related problems and complications that they are experiencing.
You should always be truthful with your doctor. If you are in pain you should be very specific in describing the nature and extent of that pain, including what type of pain it is, where it is located, does it radiate to other body parts, how often you experience it, for how long, what activities make things worse, and any and all other information that will allow your doctor to better understand your condition and to provide you with a better diagnosis and plan for your getting better as quickly as possible.
If you tell your doctor that you are fine when in fact you are not you could severely reduce the value of your claim.
Do not speak with an injury lawyer but talk to the insurance adjuster of the at fault partyinsurance companies hire teams of professionals who look to pay you the least amount of money possible for your injuries and damages. One of the ways that the insurance company will look to pay you less money for your claim is to have the insurance adjuster take a recorded statement from you. The insurance adjuster will tell you that this is a necessary step to process your claim so that your medical bills can be paid, your lost wages can be forwarded on to you and that your car can be repaired.
This seems like a straightforward thing to do because after all you want to make sure that all of your bills are paid and that your car is repaired. Unfortunately, insurance adjusters will ask you a great number of questions which are meant to reduce the value of your case. You might be asked how fast you were going and if you were traveling even 5 mph over the speed limit they may claim that you were speeding. You may be asked about pre-existing injuries or accidents so the insurance company can claim that the injuries and damages that you sustained in this accident were really pre-existing and not their responsibility. You may also be asked a number of questions to downplay your injuries so that they can later pay you less money by claiming that you are not really injured.
It is very important that you first speak with an experienced personal injury lawyer so you can get your rights explained to you, so you can understand what you need to be doing, so that you are aware of things that you should not be doing, so you can learn how to get better medical care, and so you can get better as quickly as possible by utilizing the advice and counsel of an experienced accident attorney.