Med Pay is an often misunderstood, but VITAL aspect of insuring yourself with automobile insurance.
"Med Pay" or Medical Payment Coverage for an automobile insurance policy in the state of Montana is a supplemental coverage that everyone should have. If you are injured in an auto crash, this is the coverage that pays your medical bills regardless of who's fault the crash is.For example, if another driver hits your car and the other driver is at fault, their insurance should pay for your injuries, right? Well, your Med Pay coverage will step in and pay all your medical bills first. This is important and will put money in your pocket because the other person's insurance may fight your bills or delay payment. Plus, you don't pay med pay back. So, you basically get paid twice for the same medical bills. The responsible parties insurance will pay for them eventually, and if your med pay pays them as well, that money goes to you, not the medical provider. That can be tens of thousands of dollars in your pocket. For more info on this check out: http://judnichlaw.blogspot.com
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