Skip to main content

Levy on a bank account

Posted by attorney Linda Liang

Are you at the end of the rope when your judgement debtor refuses to pay up? The answer is no. There are a few things you can do, such as garnish the person’s wage, placing a lien on the person’s property and levy a bank account.

This article outlines 1-2-3 of the third choices.

Levying bank account means to take money out of the judgement debtor’s deposit accounts. If you can obtain the debtor’s bank information, such as the bank, the exact name on the account, and the account number. You may file a write of execute at the court’s clerk’s office and then forward it to the sheriff’s office. The writ of execute is a court order, which the bank must follow if they don’t want to be deemed aiding and abetting.

Note though, the bank can refuse to pay certain funds on the ground that these funds fall into there are few categories of funds that the laws protect from creditors. These categories include wages, public benefits such as social security, veterans, welfare, unemployment, etc, retirement and insurance proceeds.

Bank levies are an excellent judgment recovery enforcement tool.Typically you can attach all monies in the debtor's bank account up to the full amount of the judgment. Additionally, you can simultaneously attach as many bank accounts as you've located.

Author of this guide:

Was this guide helpful?