Insurance Company Delay Tactics in 2017: Playing with Your Healthcare
Insurance companies have long used delay tactics to keep costs down in Georgia workplace injury claims, and I am seeing more “foot dragging” in 2017 than I have in years past.
Delays in your treatment mean more than just frustration. The medical literature contains many examples where delay in treating an injured person’s spine and joints (knee, elbow, ankles, etc.) can result in a lifetime of pain and loss of range of motion. If your injury involves nerve impingement, delays in releasing the nerve pathways can lead to permanent neurological damage, chronic pain and loss of sensation.
Insurance companies use delays to frustrate claimants and encourage cheap, premature settlements. In my view, however, more than money is at stake. I find it unacceptable that you could face a lifetime of chronic pain and loss of function because some insurance company wants to squeeze you into a cheap settlement.
That’s why, as I discuss in this video, I have very little patience for unreasonable delays in an insurance company’s agreement to schedule an MRI, or a visit with a specialist, or a procedure. We have many options available to us under the workers’ compensation law including filing for a hearing, requesting a change in treating physician, and demanding a claimant’s independent medical exam.
If you are getting the runaround from an insurance adjuster about your medical care, don’t take “no” for an answer. Instead, call me to talk strategy.