LEGAL GUIDE
Written by attorney Timothy R. Miley | Jan 24, 2013

Insurance Adjuster Tactics Used Against Your Wrongful Death Claim

Be aware of insurance adjuster tactics that may be used when you file a wrongful death claim. One way to protect your claim is by seeking legal counsel from injury lawyers in Clarksburg, WV at The Miley Legal Group. An attorney can work with you to build a strong case that seeks fair compensation for your damages.

Common Types of Insurance Adjuster Tactics

One tactic that may be used is telling you the statute of limitations has run out for filing a wrongful death claim. Make sure you understand the state laws that apply to your case. In the state of West Virginia, you have two years from the date of death in which to pursue a claim.

Keep in mind that the insurance company may even try to get you to delay filing a claim, hoping that you will run out of time. Acting quickly is critical, not only to avoid time constraints, but to preserve evidence that can help your claim.

Insurance adjuster tactics may also include attempts to put the blame for the accident on the deceased. This is where ample documentation and information relevant to the case can significantly help.

For example, if a fatal truck accident on Highway 50 led to your loved one’s death, there are numerous types of evidence that may prove helpful to establish the other driver’s liability – or that of another party.

Evidence from a truck accident in West Virginia may include:

  • the truck driver’s logbook;
  • data from a black box;
  • police report;
  • testimony from witnesses; and
  • pictures of the damaged vehicles.

Another insurance adjuster tactic may be passing the claim from one adjuster to the next. Sometimes this means having to renegotiate, or it could require you to send duplicate information. While it can be frustrating, keep copies of your paperwork and notes on discussions you’ve had with every representative or adjuster; it can help establish your side of things to make for a stronger case.

And finally, be aware that some adjusters may simply make a lowball offer, hoping that you do not understand the full value of your damages. Talk to your injury lawyer in Clarksburg, WV about the damages you’ve experienced and the compensation to which you may be entitled. Come up with an acceptable settlement range and use that when evaluating any offers.

Compensation in a Wrongful Death Claim

You should know that compensation doesn’t just address medical expenses or lost wages. It can also include losses such as pain and suffering, mental anguish and other damages associated with no longer having the benefit of your loved one’s companionship or role as a parent. So don’t let the insurance adjuster convince you that the only compensation is what you have lost financially.

During this difficult time, it can be a challenge to work with the insurance company. By seeking help from injury lawyers in Clarksburg, WV at The Miley Legal Group, you can focus on dealing with your loss and avoid having to navigate through insurance adjuster tactics. Call 888-436-0859.

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