LEGAL GUIDE
Written by attorney Radha Rothrock | Feb 24, 2013

How to Rebuild Your Credit After Filing Bankruptcy

One of the most important decisions you make when deciding whether to file bankruptcy is how long it will take to rehabilitate your credit after filing bankruptcy. Chapter 7 bankruptcy stays on your credit report for 10 years after your discharge, while chapter 13 bankruptcy stays on your credit report for 7 years after your discharge. This article explains different things you can do to rehabilitate your credit after a bankruptcy.

Additional resources provided by the author

Order a free copy of your credit report at www.annualcreditreport.com approximately six months after your discharge. Make sure that your debt is reported as "discharged in chapter 7 bankruptcy." If it is not, dispute the item so that it will be corrected.

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