Explains how to obtain insurance information in a personal injury case in Florida.
How to Obtain Insurance Information in a Personal Injury Case in Florida
While the insurance adjuster may tell you their insured’s bodily injury liability policy limits over the phone, it is best practice to get this information in writing to avoid any errors made by the insurance adjuster. Additionally, if you have been injured in a motor vehicle accident in Florida, Florida law requires the insurance company to provide you with certain information within 60 days of receiving your request. You want to make sure the insurance company complies with this deadline and the best way to do so is to document all communications with your insurer. We recommend email, fax, or mail sent as certified when requesting insurance policy information. In Florida, Fla. Stat. § 626.9372 states that all insurance companies must disclose within 60 days after the written request of the claimant, a statement of a corporate officer or the insurer’s claims manager or superintendent setting forth the following information with regard to each known policy of insurance, including excess or umbrella insurance: the name of the insurer, the name of each insured, the limits of the liability coverage, a statement of any policy or coverage defense that such insurer reasonably believes is available to such insurer at the time of filing such statement, and a copy of the policy. In addition, the insured, or her or his insurance agent, upon written request of the claimant or the claimant’s attorney, shall disclose the name and coverage of each known insurer to the claimant and forward such request for information as required by Florida law.
The simplest way to find out the name of the liability insurer is to look at a police report. Once you find out the name of the liability insurance company, the best way to find an address for an insurance company that provides insurance coverage to policyholders in Florida is to go to the Florida Office of Insurance Regulation Website. On the website you can go ahead and enter the first word or name of the insurance company and additional information should populate. If for some reason you’re not able to locate the contact information for an insurance company, it is due to one of the following reasons:
1. Check to see if you spelled the name of the insurance provider correctly.
2. You may have the name of the wrong insurance company. If this occurs, search online for the name you have and see if they serve policyholders in Florida.
3. The insurance company may not be properly licensed to sell insurance products to consumers in Florida.
Our Rating is calculated using information the lawyer has included on
their profile in addition to the information we collect from state
bar associations and other organizations that license legal
professionals. Attorneys who claim their profiles and provide Avvo
with more information tend to have a higher rating than those who do
What determines Avvo Rating?
Experience & background
Years licensed, work experience, education
Legal community recognition
Peer endorsements, associations, awards
Legal thought leadership
Publications, speaking engagements
This lawyer was disciplined by a state licensing authority in .
Disciplinary information may not be comprehensive, or updated. We recommend that you always check a lawyer's disciplinary status with their respective state bar association before hiring them.