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In Illinois, you have two years from the date of the accident to either settle your case or file suit. If you are running close to the statute deadline, do seek the advice of an attorney on what your next steps are. You may not have enough time to settle with the insurance company and will be forced to file suit to preserve your case. An experienced attorney will be able to assist with the correct filing of your case so as to prevent any defects that could affect your case moving forward.