How to Handle an Unlisted Debt after Discharge
There is a simple way of dealing with small debts, after discharge, that were not listed in your bankruptcy.The appellate case of In re Beezley (994 F.2d 1433 (9th Cir. 1993), states that if there is a no asset bankruptcy case and the debt is one which would have been discharged, if scheduled, then the debt is in fact discharged even though it was not listed.
If you want to every possible thing available in the law to handle such a problem, you could hire a lawyer and make a motion in the bankruptcy court to reopen the case and file a lawsuit for declaratory relief to obtain a court judgment that the debt is discharged. This will probably cost you thousands of dollars.
I have a simple way of dealing with small debts, after discharge, that were not listed in your bankruptcy. You can probably resolve the problem for the mere cost of a postage stamp.
Fixing the problem for the cost of a postage stamp.I suggest you make a copy of the bill, write across the copy with a bold marker, "see attached BK notice," staple a copy of your discharge to it, and mail it back to them.
This is an effective way to handle this problem.