At www.AnnualCreditReport.com, you can order your free copies of your reports from online, and you will have almost immediate access to them with the ability to download/save and print your reports. But many consumers may not be able to access their reports online because of identity theft concerns, and may have to provide additional information by mail before getting the reports. This process has 3 steps, taking you out to each of the agency's website to order your online copy, and then asking if you want to return to www.annualcreditreport.com to continue ordering your reports from the other agencies.
By Mail, Using "Request Form"
You can send a written request by downloading completing the Mail In "Request Form" from www.AnnualCreditReport.com and sumit it to the following address: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.The agency may request more identifying information from you if it deems necessary, but should not make any request too burdensome.
By Mail, Without "Request Form"
Simply write a letter to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281, asking for your free annual reports. Be sure to include your full name, current address, telephone number and date of birth. As with the Request Form, the agency may request more identifying information from you if it deems necessary, but should not make any request too burdensome.
You can call tollfree to order your reports: 1-877--322-8228. You will go through a breif process to verify your identity. Not everyone will be able to get his or her report by telephone due to identity theft concerns.
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