This guide will describe the steps you need to take to file a declaration of homestead on your home in Massachusetts.
Locate a copy of your recorded Deed
You can locate a copy of your recorded deed in a variety of ways. You may have received a copy by mail after you purchased your home. If you cannot locate it, you can search for it online at www.masslandrecords.com. You need to select the county that you are in and search under your first and last name (or entity name if a trust).
Complete a Declaration of Homestead Form
You can complete a Declaration of Homestead Form by downloading and completing the pdf from the Secretary of State's website at https://www.sec.state.ma.us/rod/rodhom/homidx.htm. You will need the following information:
1. Name of Owner as listed on your deed.
2. Book and Page the Deed was recorded (see Step 1).
3. Statement of your marital status.
4. Signature in front of a notary public.
Where can I locate a Notary Public
You can search online for a notary public. Most banks, postal offices and government offices (i.e. Town Clerks) are notaries.
Once the Homestead Declaration is completed, you will need to file it with the Registry of Deeds in the county in which the property is located. Please note it will be the same registry where your deed was recorded.
You can mail the completed declaration with a check of $35.00 and a self-addressed stamped envelope for return. Please check with your registry to confirm amounts as some registries may require payment in the amount of $36.00 in lieu of the self addressed stamped envelope. You can also confirm mailing address of each registry at www.masslandrecords.com
If you have special circumstances, such as a trust, multiple residences or a spouse living in another property, contact an attorney for assistance.
Additional resources provided by the author
You can also find additional information and Frequently Asked Questions in English, Spanish and Portuguese on the Secretary of State's website.
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