How to End Debt Collection Voicemails
Your Voicemail GreetingIn the consent order, the FTC enjoined NCO (which we can argue includes other debt collectors as well) from leaving voicemails on consumers telephone messages, with one exception, unless the voicemail greeting states the debtors first and last name and only the debtors first and last name. So, if you want to end voicemails from debt collectors don't give your last name on your voicemail recording.
Tell the Debt Collector Not to Leave you VoicemailsIn the consent order, United States v. Expert GLobal Solutions, Inc., etc. 13cv2611, NCO was enjoyed by the FTC from leaving any voicemails on consumer's voicemail if the consumer explicitly prohibits debt collectors from leaving messages on your VM. You can do this in two ways, (1) by telling the debt collectors when you speak to them to never leave voicemails for you or (2) by telling them in the message not to leave voicemails. Look at Section 3 as to how you might have some fun with that...
Record a Voicemail with the following messageHello, you have reached (insert your name). If this is a call by a company that meets the definition of 15 USC 1692a6 do not leave a message. Anyone else, please feel free to leave a message. 15 USC 1692a6 is the provision of the FDCPA that defines a "debt collector". By recording that message, you have explicitly told debt collectors not to leave you a voicemail and if they do, you can argue they violated the FDCPA.