How to Deal with Creditors Who Ignore Your Bankruptcy Notice
Make sure the credit has been listed.Check your bankruptcy schedules and make sure that the creditor has been listed with a proper address, including any addresses that this creditor has used during the 2 month period prior to the time you filed bankruptcy. If not, immediately file an amendment to the creditor schedules to fix that.
The filing of your bankruptcy creates an "Automatic Stay" and all creditors are supposed to obey it and stop billing you. A creditor who willfully violates the stay can be sued for contempt of court. Many creditors continue to send statements even after the bankruptcy has been filed, because they are just sloppy or inefficient. They don't usually mean to violate the bankruptcy. However, you need a simple and cost effective way to deal with this annoyance.
Use a method to notify the creditor of the bankruptcy that get's their attention.Make and keep a copy of the most recent bill that the creditor has sent. Across the front of the actual bill, use a bold felt marker and write, nice and big, "See attached BK Notice." make a copy of your bankruptcy hearing notice, (Meeting of Creditors notice) and staple it to the bill. Put the whole thing into the payment envelope that the creditor sent with the bill and mail it in to the address where payments are sent. Keep an exact copy of what you sent to the creditor.
This usually solves the problem, and costs you little more than the price of a postage stamp.