How much will my Social Security Disability benefits be?
Find out how much your Social Security Disability benefits will be.
If you qualify for Social Security Disability benefits...Remember, to get Social Security Disability benefits, (1) you must be disabled; and (2) you must have a solid and recent work history. The benefit amount is unique to each person and will depend on the amount of money that you have contributed to the Social Security Administration in the past through taxes.
The easiest way to get an estimate of what you might receive if you qualify for Social Security Disability benefits is to review your Social Security Statement. Your statement will give you an estimate of what your disability benefits will be if you are approved.
You can view your statement online or you can request a paper copy. To view this information online, simply create a free account on the Social Security Administration's website (https://www.ssa.gov/myaccount/). To request that a copy of your statement be mailed to you, contact the Social Security Administration and ask them to send you a copy of your Social Security Statement by calling toll-free at (800) 772-1213.
If you qualify for Supplemental Security Income...Recall that you will qualify for Supplemental Security Income if (1) you are disabled; and (2) you have significant financial need.
The monthly benefit amount for Supplemental Security Income is set by law. In 2016, the maximum amount an individual can receive each month is $733. Because this amount is based on financial need, it may be reduced by any other income - including your spouse's income - that you receive each month.
Can I get back payments for the entire time I have been disabled?If you are approved for benefits, you may also be eligible to receive back pay (or "past-due benefits"). Your back pay may or may not cover the entire time you have been disabled. Social Security law lays out very clear rules to determine how far back your back pay can go.
If you qualify for Social Security Disability benefits...
If you are eligible for Social Security Disability benefits, the period of your back pay will depend on the date you became disabled and the date you submitted your application for Social Security Disability benefits to the Social Security Administration.
The date you became disabled is important because you become entitled to receive disability benefits starting in the 6th month after you became disabled. In other words, for the first five months after you become disabled, you are not entitled to receive any benefits. So, even if you apply immediately and are approved quickly, you will not receive a monthly check right away.
The date you apply is also important in calculating your back payments because the Social Security Administration will pay you back benefits for up to one year prior to your application date. Here are a couple of examples to help you understand this issue:
If you submitted your application for Social Security Disability benefits with the Social Security Administration within 18 months of becoming disabled, then you will receive back payments going back to the sixth month after you became disabled.
If you submitted your application for Social Security Disability benefits with the Social Security Administration more than 18 months after being disabled, then you will receive back payments for one year prior to your application.
If you qualify for Supplemental Security Income...
If you are eligible for Supplemental Security Income, then your back pay can go back to the date that you submitted your application.