Generally, your financial decisions are going to rest upon how long it takes for the Corona Virus epidemic to subside. No one may predict how long the Corona Virus epidemic will last but the World Health Organization is a good source for information and status updates. (https://www.who.int/emergencies/diseases/novel-coronavirus-2019/situation-reports
). The CDC website also offers information on coping with the stress caused by the epidemic at CDC.gov. In the interim, try to enjoy the down time with your family, use the quiet time to formulate alternative financial plans depending upon how your situation evolves. When and if you become ready to file for Chapter 7 Bankruptcy, be confident that you will be able to do so without jeopardizing the health of you or your family.