Here's a simple checklist to help prepare you for your closing and what you should bring to the closing.
1. SELECT YOUR CLOSING AGENT/ATTORNEY
The buyer typically selects the closing agent/or attorney who will conduct his/her closing. Pay close attention to your contract as it will determine who gets to chose and pay for the title.
2 .ASK YOUR CLOSING AGENT/ATTORNEY WHAT TO EXPECT
a-What do I need to bring to closing? b-How much money do I need to bring to closing? What forms of payment are accepted at closing? Nowadays most closing agents will not accept cashier's checks or personal checks. Ask ahead to avoid delays and surprises. c-What if I decide to back out of the deal?
3. REVIEW YOUR CLOSING DISCLOSURE
By law, you must receive a 5-page Closing Disclosure at least 3 days prior to closing.
4. BRING THESE ITEMS TO CLOSING
a-Valid Picture Id (government issued Passport, Driver's License, etc.) b-Appropriate payment for closing costs. (wire is the most widely accepted method of payment)
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