Before you are involved in an accident which all of us hope never happens, it is good to think about the 'what if' and get a couple of things in order.
In your vehicle, keep a first aid kit, your smartphone or even a disposable camera to take photos, proof of automobile insurance, an accident 'check-list' and flares or orange triangles to place in the road and alert other drivers of your predicament.
Read and know your insurance policy. Make sure you have Uninsured/Underinsured Motorist (UM/UIM) and MedPay coverage.
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