Getting Calls to your Cell Phone? Fight Back using the Telephone Consumer Protection Act (TCPA)!
How to sue Creditors or Debt Collectors in Federal Court using the TCPA in order to collect money damages.
What is the TCPA?The TCPA is a Federal Statute that protects consumers from robo-calls. Did you know that it is illegal for a company to contact you using an auto dialer system and/or pre-recorded message on your cellular phone either by calling or texting you without your prior consent? Consumers often have credit card, medical, student loan, auto loan, mortgage, or other debt issues and are being contacted on their cellular phone about the debt, even though they never provided their cell phone information, or have since told the caller to stop calling them. Most consumers are completely unaware that these calls are in violation of their rights and that they may be entitled to statutory damages of $500 per violation or $1,500 for each willful or knowing violation.
Examples of Violations and What to doSome examples of TCPA violations include:
Calling someone*s residence (landline) using an artificial voice or pre-recording
Any call using an automated telephone system or an artificial or pre-recorded message to a cellular telephone without prior consent of the individual
Sending unsolicited advertising faxes
Sending unsolicited SMS text messages
If you are receiving text messages or phone calls on your cellular phone by a debt collector or anyone you owe money to, you may have a claim under the TCPA where not only can we get rid of the underlying debt, but we can potentially get you money back in your pocket. We take these cases on a contingency basis - we get paid if you get paid!
Please follow these steps - Make sure to 1) Tell the creditor/debt collector to stop calling; 2) Hang up; 3) pick up all future phone calls, listen, dont' say anything, and then hang up; 4) track all calls, including date and phone number used. You only need to say "Stop calling me" ONCE and it has to be on your cell phone. If you are using a landline, then only pre-recorded messages will work.