Florida Personal Injury – A commercial said I get $10,000 if you been involved in an accident. True?
You may have seen a commercial for a personal injury attorney claiming that you will be paid $10,000 if you are involved in an accident. Can this really be true? This guide will show you what this statement really means and how it relates to your accident.
The short answer: NOUnfortunately, this marketing scheme is too good to be true. The $10,000 that the tele-lawyers are referencing is your Personal Injury Protection (PIP) coverage that is required by law for all drivers in the state of Florida. PIP covers 80% of reasonable medical expenses and 60% of wage loss up to a maximum of $10,000. You will not be paid money for anything other than expenses suffered from the accident. Don't be tricked!
Options after an accidentThe good news is this PIP coverage kicks in even if you are the one at fault. Additionally, if you are not at fault, you can seek compensation from other places. Many motorists have separate coverages to cover extra costs. Under-Insured Motorist (UIM) and Bodily Injury (BI) coverages are optional but provide extra protection for drivers in the event of an accident. If the at-fault party in your crash has BI, or if you have UIM, you may be able to seek compensation there.
Protect your interests, hire an attorneyAfter an accident where you've suffered injuries or damages, you need an experienced personal injury attorney to investigate and make sure you are fully compensated. Insurance companies will do everything in their power to minimize their payout on your claim, and it can be difficult to fight a low-ball offer on your own. A knowledgeable lawyer will know how to negotiate for a higher settlement and file suit if necessary. Don't take the risk of owing thousands - hire an attorney.