Florida Bicycle Accidents - Insurance Coverage and Common Issues
This guide provides information as to potential insurance coverage and common issues that arise in the aftermath of a Florida Bicycle Accident.
Insurance Coverage for Medical BillsBeyond or separate from health insurance, there may be insurance coverage for medical bills resulting from a Florida Automobile Insurance. There is no requirement that a bicyclist have any kind of insurance in place for the bicycle or bicycle related injuries. If a bicyclist is injured, the bicyclist may qualify for PIP (Personal Injury Protection) coverage under his or her automobile insurance policy even though the vehicle was not involved in the accident. The injured bicyclist may qualify for PIP coverage under a resident relative's automobile insurance. If there is no available automobile insurance in the household, there may be PIP coverage through the vehicle that made contact or caused the bicyclist to suffer personal injuries.
Insurance Coverage for Liability - Pain, Suffering, Mental Anguish and Loss of Enjoyment of LifeBeyond coverage specifically for medical bills, there may be insurance coverage in the form of Bodily Injury coverage and Uninsured Motorist or Underinsured Motorist coverage. The type and amount of coverage will depend on the particular facts and circumstances of the case and the insurance coverage obtained prior to the accident by the bicyclist, his or her resident family members, and any drivers / owners of motor vehicle involved in the Florida Bicycle Accident.