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The current economic crisis has hit Florida as hard as any state in the country. The bankruptcy filings in Florida have reached staggering numbers. If you are considering bankruptcy you are not alone and you should not participate in the process alone.
Bankruptcy laws and procedures are quite complicated. If you place the wrong or incorrect information on your bankruptcy petitions it could have serious consequences. Experienced bankruptcy counsel is necessary to navigate the procedural waters.
Be watchful of so called bankruptcy lawyers who claim to specialize in this complicated area of the law. Because the bankruptcy filings in Florida have dramatically increased over the last year many lawyers are jumping on the band wagon and claiming to be what they are not. We strongly recommend that you someone who concentrates in the area of the law:
1.How long has the attorney practiced Bankruptcy law?
2.You want an attorney that actually handles the case themselves and does not simply refer the case out to another lawyer. The reason for this is that the initial bankruptcy consultation is vital and immediately determining whether you are a candidate for bankruptcy is crucial.
3.Ideally, you want your lawyer to be able to handle both Chapter 7 and Chapter 13 bankruptcies. This is important because this allows the lawyer to advise you as to what chapter you should file. If a lawyer does not handle both, he may not be able to determine what chapter is right for you.
4.You want to inquire of your lawyer if he is licensed in federal court because this means that he has completed a series of examination that allow him to practice law in federal court as bankruptcies are filed in federal court.
5.Finally, you want to ask you lawyer how many bankruptcies he has filed as this will allow you to gage his experience.
Positive answers to the above questions will help you in hiring the right lawyer for you.
Ray Garcia, Esq.