Getting into a car accident can be scary and life changing. Here are some basic tips to keep in mind if you are ever in a car accident.
Call The Police
The police can document the accident and take down pertinent information to help sort things out later on.
Get Medical Attention If Hurt
If you are in pain at the accident scene, let the police officer know. They can call for help, and will also typically note this on the police report. It can help prove to the insurance company later on that you did complain of immediate pain following the accident.
Get Witness Information
Securing witnesses can help prove how the accident occurred if there is a dispute between the different vehicle drivers.
Take Photographs Of Damage
If there is any visible damage to either vehicle involved, take photographs at the scene if possible.
Take Photographs Of Injuries
If you have any visible injuries, take photographs. Continue to take photographs periodically as the injuries heal, and of any permanent scars or discoloration.
Get Police Report Number
If possible, get the police report or accident report number. It will make it easier to locate the full report when it is ready.
Don't Sign Anything From The Insurance Company
Do not sign anything from an insurance company until your attorney had a chance to review it. Some unscrupulous insurance companies will try to get you to sign a release of all claims before the full extent of your injuries or damages are known, or before you know what total insurance is available for your claim.
Don't Give Any Insurance Statements
Insurance companies may want you to give a statement after a car accident. You should not give a statement until you speak with your attorney. Your attorney can prepare you for the statement to understand what they may ask, and help protect your rights. Insurance companies may try to trick you in order to deny your claim.
Get Your Policy Declarations
Your car insurance policy will tell you what coverages you have available. Your policy may have at least 4 different insurance coverages that could apply after an accident. Knowing what coverages you have available can help determine the best course of action and limit your out of pocket expenses. It may also make it easier for your attorney to assist you.
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