CAN YOU MAKE AN INJURY CLAIM IF YOU WERE UNINSURED?
California requires that every driver have insurance. If you do not have insurance and injured in a car accident, your ability to recover damages is limited.
CALIFORNIA LAWCalifornia law does not allow pain and suffering damages to an uninsured driver injured in a car collision. The uninsured driver can still receive compensation for property damage, medical bills, and lost wages.
HOW THE LAW WORKSIf you are driving a vehicle that is insured, then you are entitled to recover fully for your injuries. There is no limitation.
For example, you do not have insurance. You borrow a friend's car with his permission. The vehicle is insured. You are considered an insured driver and can seek pain and suffering damages in addition to your economic losses, such as medical bills and lost wages.
As another example, you suffer injuries in an accident. You are not insured. You are driving during the course and scope of your employment when injured. You are covered because the responsibility to insure the vehicle falls on the employer.
DOES THE LAW APPLY TO PASSENGERS?No. If you are a passenger, you are entitled to receive full compensation for your injuries and expenses.
CONCLUSIONIf you are injured in a collision and are not sure what damages you can recover, call MCIS for a free consultation about your case.