LEGAL GUIDE
Written by attorney Kevin Michael Cortright | Jul 2, 2011

Bankruptcy Form Schedule D Creditors Holding Secured Claim

Bankruptcy Form Schedule D Creditors Holding Secured Claim

Bankruptcy Form Schedule D is used for Creditors Holding a Secured Claim, such as a home loan or a car loan. If an item is used as security for a loan and the lender can take the security interest back if the item is not paid then this is were it should be listed.

State the name, mailing address, including zip code, and last four digits of any account number of all entities holding claims secured by property of the debtor as of the date of filing of the petition. The complete account number of any account the debtor has with the creditor is useful to the trustee and the creditor and may be provided if the debtor chooses to do so. List creditors holding all types of secured interests such as judgment liens, garnishments, statutory liens, mortgages, deeds of trust, and other security interests.

List creditors in alphabetical order to the extent practicable. If a minor child is the creditor, state the child's initials and the name and address of the child's parent or guardian, such as "A.B., a minor child, by John Doe, guardian." Do not disclose the child's name. See, 11 U.S.C. §112 and Fed. R. Bankr. P. 1007(m). If all secured creditors will not fit on this page, use the continuation sheet provided.

If any entity other than a spouse in a joint case may be jointly liable on a claim, place an “X" in the column labeled “Codebtor," include the entity on the appropriate schedule of creditors, and complete Schedule H – Codebtors. If a joint petition is filed, state whether the husband, wife, both of them, or the marital community may be liable on each claim by placing an “H," “W," “J," or “C" in the column labeled “Husband, Wife, Joint, or Community." If the claim is contingent, place an “X" in the column labeled “Contingent." If the claim is unliquidated, place an “X" in the column labeled “Unliquidated." If the claim is disputed, place an “X" in the column labeled “Disputed." (You may need to place an “X" in more than one of these three columns.) Total the columns labeled “Amount of Claim Without Deducting Value of Collateral" and “Unsecured Portion, if Any" in the boxes labeled “Total(s)" on the last sheet of the completed schedule. Report the total from the column labeled “Amount of Claim Without Deducting Value of Collateral" also on the Summary of Schedules and, if the debtor is an individual with primarily consumer debts, report the total from the column labeled “Unsecured Portion, if Any" on the Statistical Summary of Certain Liabilities and Related Data.

For more information on this or any other bankruptcy related matter contact Kevin Cortright at 951-677-8064.

Types of Bankruptcy Handled

Chapter 7 Bankruptcy

Chapter 11 Bankruptcy

Chapter 13 Bankruptcy

Bankruptcy Forms

The Law Offices of Kevin Cortright

Offices in Murrieta and Palm Springs

Additional resources provided by the author

Rate this guide


Can’t find what you’re looking for?


Post a free question on our public forum.

Ask a Question

- or -

Search for lawyers by reviews and ratings.

Find a Lawyer