As any parent knows, the true joy at Christmas is the delight that comes from seeing your children’s happiness on their faces as they eagerly unwrap their Christmas gifts. People often take it for granted that they will always be around to share each Christmas and to be there for their children as they grow up. While that is usually the case, unfortunately it is not guaranteed. So, you may well ask who will be there to provide support, nurture, and instruct your children if neither you nor your spouse is available. Most likely nobody else will do as good a job as you in raising them. But, who will step in, and what would happen to your young children? Wouldn’t you feel better knowing that you had a workable plan in place to provide for your children’s continued well being?