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Apply for HAMP - Stop Foreclosure on Your Home

The Home Affordable Modification Program, or HAMP, is one of the most important weapons a struggling homeowner has in their arsenal to stop foreclosure. HAMP assures that your mortgage loan is modified to bring the interest rate to a lower level and ensures that your monthly payment is reduced.

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Who is Eligible to use HAMP to Stop Foreclosure?
- Homeowners who are applying for a modification to a home that is not their primary residence. Typically, these homes are rented or are about to be rented (often to those who lost their homes due to foreclosure).
- Homeowners who previously received a HAMP modification or were in their trial period but defaulted in their payments and have to go through the process again (yes, you can repeat the process).
- Homeowners who did not qualify for HAMP earlier because their debt-to-income ratio was too high.

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