Written by attorney Matthew Michael Loker

Answering Debt Collection Complaints for Pro Se Litigants

Being sued by a debt collector or creditor can cause extreme stress given most consumer's lack of familiarity with the Courts. I provide this "guide" as an informational piece to help navigate this unfamiliar territory.

Additional resources provided by the author

Many helpful forms for this type of litigation, including a general denial, have been prepared by the Judicial Branch of California and are available at

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