Collector Name and Address
Subject: Debtor’s name: ______________________________
Account number: ______________________________
Original creditor (if applicable): ______________________________
Please be advised that I am in receipt of your alleged claim under the above referenced account number. All further communication must be in writing with respect to this debt. You are required to cease and desist all further telephonic communication without my express written consent. Any unauthorized communication may be referred to an attorney for civil action.
While I have received your claim, I require verification of the debt to help ascertain validity. Until the validity of your claim has been verified, this debt is in dispute. Please provide me with a copy of the most recent billing statement, an up to date balance for your claim, and disclosure of the current rate of interest. In addition to the above information, if you are claiming secured status for your debt, please provide a copy of the security instrument.
If you have any questions or wish to provide further information regarding your claim, please feel free to contact me in writing. If I have not received the requested verification as indicated above within thirty (30) days, I will demand removal of this claim from any credit reporting agency, if applicable.