Sometimes the toughest cases involve clear liability and catastrophic damages, but not enough insurance coverage. This video discusses why it is essential to talk with an experienced attorney, even if the insurance company is offering to pay full limits. Are there other parties that might be liable? Are there other policies of insurance that might apply? By releasing one party, does that language of the release imply that you are releasing everyone? Civil Litigation Attorney and Certified Mediator MIKE DAISLEY (Charlotte, NC) discusses why you should proceed "with extreme caution."