8 Shady Tactics Insurance Adjusters Use To Reduce Your Case's Value
From spying, to asking incomplete questions, to trying to "run out the clock," you should arm yourself with knowledge about what the other side's insurance company is willing to do. These are just some of the reasons you may want to speak to a personal injury as early as possible.
TACTIC ONE: They're examining your life!Particularly in cases where we have a client that is severely injured, insurance claims representatives will delve into social media accounts. They'll even have you followed and videoed in public. They may take a few moments of walking to your door without a cane or other assistive device (if a medical professional recommends one) and try to claim you were fine the entire time!
That's why when we litigate cases we frequently demand any and all surveillance of clients. During the civil discovery process they usually have to "give up the goods" on what they have on our clients from prerecorded phone calls to survellience footage.
TACTIC TWO: They'll even put up roadblocks.They don't want you to separate the forest from the trees.
Insurance companies relish in delaying your claim. They'll make you get overly-involved in paperwork. They'll place all kinds of hoops for you to jump through. They'll confuse you and mix in property and personal injury policy limits. They want to "run that clock" because guess what? They know that if you play the game long enough you may miss the statute of limitations and you'll lose your claim forever.
One frequently-used tactic is to only evaluate your claim based on your present injuries. If you sign that settlement form, you may be "donezo" if you ever develop further pain and discomfort from the original injury.