Prenuptial agreements (aka prenups) are private agreements signed by a couple BEFORE they get married setting forth the couple’s respective rights, ownership, and distribution of the couple’s assets (and debts) in the event of divorce (or death) governed by state law.
Believe it or not, a prenup has the potential to HELP a marriage as it provides a mechanism for couples to have an open, honest, and constructive conversation about their financial future. Just because your future spouse brings up the topic, does not mean he/she has no intention of staying married.
Remember, as much as marriage is about love, it is also a financial contract.
Five Reasons to Consider Signing a Pre-Nup
1. Protect yourself from debt your future spouse may be bringing into the marriage;
2. You and your future spouse already share assets (like a house or car) and would like to decide how such premarital assets will be divided;
3. You own a pet and want to decide ownership and visitation;
4. You have children with someone other than your future spouse and want to decide what assets are passed onto your other children in the event of your death;
5. It could save you money by potentially limiting the number of financial issues that need to be addressed during the divorce process.
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