DOs: You should do all of the following at the 341 creditor's meeting
(1) Be on time - I always tell my clients to plan on arriving at least 45 minutes early to account for unexpected delays with traffic or parking.
(2) Dress reasonably - not too sharp but not sloppy either
(3) Be neat and clean
(4) Bring your social security card - original, no copies, no laminates. If you don't have an original request a copy from your local social security office preferably before filing your case
(5) Bring your driver's license or other government issued photo identification - passports are acceptable
(6) Bring all papers and documents the trustee requested prior to the meeting, if any
(7) Be prepared for questions which are certain to be asked (e.g., current address; is all information on your petition true, complete and accurate; did you sign your petition; did you transfer or sell any property in the last two years; etc.)
(8) Listen carefully to each question and answer the questions asked
(9) Meet with your lawyer in advance to prepare
DON'Ts: You should avoid doing the following at the creditor's meeting
(1) Do not bring your children. Childcare is not available at most meeting locations.
(2) Do not wear flashy clothing or jewelry
(3) Do not wear revealing or inappropriate clothing - Women, no low cut or tight clothes. Men, no muscle shirts or tank tops. No T-Shirts. No clothing with sayings or expressions
(4) Men, do not wear hats
(5) Do not wear a blue-tooth telephone ear piece, I-pod earphones, or other devices in your ear or hanging around your neck
(6) Men and women - keep the perfume and cologne to a minimum
(7) Do not answer questions not asked
(8) Do not ramble
Be certain that your bankruptcy papers are complete and have not left out any information. This includes dealings with family members.
Tell the truth. If you do, your bankruptcy meeting will go smoothly and you'll be on your way to your bankruptcy discharge.
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