Learn three easy instructions injured workers can follow to help their attorney secure the best possible outcome in their ongoing workers’ compensation case.
Document everything (and keep copies)
Medical records are the best source of communication between insurers and the companies involved. Your insurer will use this information to determine whether your claim is covered and how much money you will receive. For these reasons, it’s important to keep detailed, accurate records.
Make sure that any condition, injury and medical problems you may have are documented in your medical records, otherwise the insurer may ask question whether your conditions are connected with your injury.
Remember, your previous medical conditions won’t be paid for so if you don’t have records of your medical history documented, you could face a headache.
Watch what you say
Believe it or not, things you say after your injury can impact your worker’s comp payout. NEVER speak directly with someone from an insurance company. These adjusters are trained to gain your trust in the hopes that you can say something incriminating that will lower or even disqualify your worker’s compensation claim. The goal of these adjusters is to pay out the bare minimum.
Also, avoid posting anything on social media about your injury or case. You may think you are just sharing your point of view with friends and family, but insurance adjusters and attorneys have ways of seeing these posts and can try to use them against you.
Watch what you do
Adjusters will monitor you to see the extent of your injury. As you are healing there will be good and bad days. Avoid any public activities that could make it look like you're less injured than you are. Remember, adjusters won’t stop at hiring a private investigator — they may also speak to your co-workers, doctors, friends and neighbors.
In addition to not writing about your case on social media, also be careful not to post pictures that may make you appear healthier than you are.
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