Whether you play the Mega Millions or the California Super Lotto, winning the lottery is the dream of many weekly players. Unfortunately, sudden wealth is something few people can handle well. Lavish spending for a few years can quickly lead to burning through millions, and winners often end up declaring bankruptcy. “ People need advisors and accounts set up before claiming their winnings," advises Bruce Ellner, a professional retirement planner with California Pensions, “the professionals will help the winner hold on to as much of their winnings as possible by making the money grow for them. Before any winner presents a ticket for validation, he or she should hire three people: an accountant, a financial advisor and an attorney.