My ex-girlfriends family is accusing me of taking out a payday loan back in 2010. They are saying my name was on the loan but the ex-girlfriends dad social security number was on the loan. Is that even possible? and what should I do? I called the payday loan place they claim it was at and they have no records of my name. I have had people calling my landlord and my work confirming where I live and work...but they won't call me back or tell me what's going on exactly. HELP!