Have unemployment and next month I want to apply for Social Security benefits also. Would unemployment be reduced?
If you are applying for social security disability benefits the answer is yes - you cannot get Social Security Disability and Unemployment benefits at the same time. Social Security Disability benefits are for individuals that are unable to work because of a physical or psychological disability. Unemployment benefits pay workers that have lost a job and are able to work and looking for employment, unemployment benefits pays while you are searching for reemployment. Therefore, you cannot get both at the same time.
In most states, at least, UI and SSDIB are NOT mutually exclusive. There are instances where it is not inconsistent to be applying for both. However, it depends on your specific circumstances and I can not speak to CT's specific UI scheme, only the rules under SSDIB.
SSDIB is available for those who are too disabled to work full time "at a job found in significant number in the economy", and may be working part time but under a certain threshhold. So, one can be legally disabled even though able to work full time (but not doing so) at a job that is NOT found in significant numbers in the economy. The distinguishing between SSDIB definitions and UI definitions of "able" are critical. I have many, if not most, clients that filed for SSDIB during or after having filed for UI. But, they must be brutally honest when they file for both. If I believe I can work a very concessionary, 10 in a million job, if I could only find it and I am looking, I may file for UI. However, if at the same time, I am starting to believe that I can not work any 'regular' jobs that exist in the economy, and only some very limited special jobs, I could also be fitting into the definition of SSDIB. Ergo...
Some states may also be looking to have laws that make an offset later for UI benefits paid, if a person later wins SSDIB... So check your UI laws in CT.
That said, you should certainly retain an SSDIB lawyer who focuses only on that, prior to applying. Most of us that do CT work do not charge a retainer and we also work contingently - a fee only if you win. There is then, no financial barrier to having legal assistance. Also, because it is federal and not state law, you can enjoy the legal work from a lawyer anywhere in the country (it is paper driven, so no trekking to lawyer office, which most of our disabled clients could not do even if they wanted to -- if you find a lawyer that insists you trek to the office, wait in the waiting room for his time, so he can eye-ball you, I'd suggest you may want to find a lawyer with a bit more experience or skill in his vetting process.)
Stephanie O. Joy, Esq., of JoyDisability, is an attorney licensed in New Jersey, but currently practicing federal Social Security Disability law in all 50 states from her PA office. JoyDisability also provides pre-CDR services exclusive of representation and consultations on non-disability matters, including retirement issues . Answers to questions HERE, however, are for general purposes only.
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