I was recently rear-ended in traffic (5/1/2014) and the driver refused to provide insurance. I was able to get photos of her photo ID and license plate. Because the damages total under my deductible, but over $750, my insurance is not helping. As long as this driver doesn't answer phone calls, she gets off completely. I've filed forms with dmv (sr1 and sr19) and chp (counter report). I had relatively bad whiplash following the accident and sought medical attention. I was also given a week off of work to recover. Would I have enough of a case to bring against the other driver. I have texts messages between the two of us in which she does not deny fault. She said she "did not want her rates to go up", but never mentioned being uninsured.
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