Was leaving work and driving through the drive lanes when a lady cut through parking lanes to go towards the lane I was in and she was going to fast when she took the cut that was the parking lanes not driving lanes ran right into my left front passenger side now my car is totalled there are witness at the site I had to leave my car at work because I can't drive it because the finder is smashed into the tire I have her insurance made a claim but have to pay a 500 deductible and won't get reimburse until she is found at fault and I am stressed because I am without a car?
The fasted way to get your car fixed is to go through your insurance company and pay the deductible. Your insurance company will then seek reimbursement from the other driver's insurance company. If your insurance company collects 100% of your loss you will get your deductible back. Do you have rental car coverage with your insurance company? Of course you can go directly after the other drivers insurance company to fix your car. But there is no guarantee they will agree to 100% liability and pay you 100% of your loss.
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I agree with the previous answer and yes you can sue if you are not fully covered including deductible and rental car for loss of use.
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Sounds like you have a good case. Yes, you can sue a person that runs into you in a private parking lot. The rules of the road apply to cars driven in the state of Washington. She appears to be negligent. You are also entitled to all reasonable expenses related to the car accident including a rental car. If you were injured, contact a personal injury lawyer for a free consultation. Even minor injuries can turn into worse injuries if not treated and will be covered by the third party.
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If you have insurance, turn the claim into them. You should be given a loaner car while yours is repaired. The body shop may wait for the $500 till the liability is locked down.
You have a claim against the at fault driver irrespective of whether the accident happened on public road or private property.
Yes. Parking lots require that drivers exercise "ordinary care." While some of the statutory rules designed for roadways will not necessarily apply to parking lots drivers cannot simply throw their common sense out the window. If you have not done so already you should take steps to preserve evidence (names of witnesses, photos of scene, vehicle damage). It is not unusual for insurance companies to take a while to sort these issues out. Even if you are not injured, many personal injury attorneys are happy to discuss these issues with you free of charge.
Yes, you can sue for accident whether it occurs on public or private property. But suing people is a major pain in the neck. If I were you, I'd go forward with repairs through your own insurance. Ask repair place if they can wait awhile for the deductible; they may be happy to do so. When your insurance company pursues the other insurer for reimbursement, they should include your deductible and remit it to you when they collect it. Also ask your insurer about paying for rental car.
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