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I was crossing a street on my bike when struck by a truck. I have auto and health insurance, both whom agree the cost of accident falls under their coverage. The accident was 100% my fault but the drivers insurance company has agreed to tender their policy limit (100k) in light of my hospital time and injuries in exchange for a release of future claims. If I sign this will I have to use it to repay the expenses I am insured for ( my hospital bill, 4 doctor visits, damage to his truck, etc?) ? I did not seek legal action or make any claim, they just offered me the payment and now I am unsure if I should mention this to my insurance companies as well. Thanks!
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