If the "paralegal" that you refer to is in your attorney's office then you need to meet and discuss this matter with your attorney. An experienced personal injury attorney will not get caught up in the insurance company's labels. They are merely ways for the insurance company to try to minimize your recovery. You could have a significant impact even if the air bag failed to deploy. There could be many reasons for that, i.e. malfunction, angle of impact, etc. In any event, even a low impact can cause severe injuries depending on a variety of factors, including what happened to your body inside the vehicle, your anatomy and how you respond to trauma, age, etc. Your case is unique, and if you have an experienced personal injury attorney they will treat it that way and maximize your recovery.
Sorry to hear about your crash. Insurance companies will take whatever position they can to minimize your injuries, including calling it a "low-impact" or MIST case (minor impact soft tissue), even though they can be significant injuries. If you do not have an attorney, contact an Ohio Auto Accident Attorney (e.g., BLUE LINK BELOW) now to make sure your case is investigated and presented to maximize fair compensation for what you've been through. I hope you feel better soon. Was this helpful? Please let me know by clicking “mark as helpful” or “best answer”—a free and easy way to say thank you!
Ohio Attorney William Eadie
READ THIS DISCLAIMER: I am a lawyer licensed in the State of Ohio only, and I am not your lawyer (unless you have been in my office and signed a contract). This communication is not intended as legal advice, and no attorney client relationship results. Please consult your own attorney for legal advice, or contact me directly at (877) 976-7828 if you wish to inquire about retaining my firm. This is for information purposes only. LAWS AND COURT DECISIONS CHANGE CONSTANTLY, AND THE INFORMATION PROVIDED IS ONLY ACCURATE AS OF THE DAY IT WAS WRITTEN, BASED ON LIMITED FACTS, AND NOT APPLICABLE TO YOUR SPECIFIC SITUATION.
This is nothing more than an insurance company trying to limit your ability to obtain the compensation you deserve. It sounds like you are going to have a fight on your hands and you need a good attorney on your side. Don't wait as Nationwide is already starting to build a case against you.
More facts are needed here. If the collision was a side impact or rear end collision, then the air bags would not deploy. Even in a front impact, the air bags only deploy if the sensor is struck. If the airbag mechanism was not working, then that would also explain why the airbag did not deploy. You have serious injuries and you should consider a free consultation with a local personal injury lawyer who can help you with all these issues.
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