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my girlfriend slipped on the job yesterday and injured her hand. She has been working for this children's school for 3+ years but she is not a full-time employee, she works there two days a week teaching one class and is considered an Independent Contractor by her employer. We think she needs to get an x-ray taken; we also have already spent money on pain relief medicine, bandages, brace, etc. Her employer (owner of the school) is aware of the accident but not of its severity. How should my girlfriend proceed?She works at the school twice a week assisting another teacher with a class geared to children 1-5 and their parents. She is a freelance musician also certified in parent & Me type group classes. She does not have health insurance. She's been working at this school 3-4 years. They set her schedule and add/subtract classes as the demand increases/decreases for the class she teaches. If she does not work a day, she does not get paid (i.e. she is not on a payroll). Materials for her to teach other than her own musical instrument are provided by the school or the other teacher. She has not yet approached the school owner (who is aware of the accident) to request reimbursement of medical fees. The thought had not crossed her mind to request reimbursement of loss income. Hope this additional info helps and thanks to Kevin and Brett for their helpful replies.