What guarantee do I have, if I apply for bankruptcy, that I will be foreclosed on? Will it ever happen?
If I do a bankruptcy, can I be denied a short sale because they want me to reaffirm a debt in order to proceed with the short sale?
Also, If I do a short sale, should I do it directly with the bank, a real estate agent, or a lawyer?
Is there a guarantee that the bank won't go after me after the fact with a tax on the sale of the property or the remaining balance of the debt?
I hear many contradictions on short sale and bankruptcy. Some people do bankruptcy but never get foreclosed on. Help me I'm confused.